Learn money skills you need to achieve financial freedom!

Click here for more info on Carol Yip's new book MONEY RULES .	The Abacus For Money team headed by Carol Yip, a certified financial coach, consultant, advisor and trainer, specializes in coaching and educating individuals of all ages and all walks of life to be Smart Money-Users. Unlike conventional financial planning, we provide financial advisory services, keynote presentations, training and workshops that are designed with the application of human psychology into money matters. This unique training approach helps people to improve their behaviour and attitudes towards money and helps them achieve emotional happiness, giving them a sense of security and putting them in full control of their financial future. Carol Yip's books are available in bookstores throughout Malaysia & Singapore!
Unpretentious and genuine. What sets Carol apart is the unconventional yet logical approach of applying personal psychology to personal financial issues. After reading Money Rules, one would realize that all the pieces were right in front of our eyes all the while; just that no one has connected all the dots in such a clear and powerful manner. From students, parents to entrepreneurs, the message in this book cuts across all strata and compels the reader to think deeply." CK Chow, TV Producer & Script Writer of Primus Media Sdn Bhd

Signature keynote topics and training programs: For families:


	Smart Money-User workshop for parents	Thank you Carol. You have planted a lot of deep thoughts in my head. Coming from a financial planner, it really fortifies to look deeply to deal with my issue of self worth. ~AL
	How Parents can Teach Kids to be Smart Money-Users
	Smart Money-User workshop for families
	Family Wealth Legacy Creation
	Smart Money-User workshop for couples
	Love and Money Make for a Blissful Marriage

For education institutions:

	Smart Money-User workshops for college and university students
	How to be a Smart Money-Wise Young Adult
	Smart Money-User workshop for elementary to high school students
	Smart Money-User Basic Program

For corporate clients and general public:

	Smart Money-User workshop for individuals
	Understanding Your Financial Behaviour
	Managing Overspending Behaviour and Trimming Your Debts
	Smart Money-User workshop for corporate clients & business communities
	Living Free With Effective Money Skills
	How Life Cycles affect your Career and Impact your Retirement Planning


Read articles written by Carol Yip Click on links below to read articles written by Carol Yip, which explains in simple terms the importance of understanding behavioural aspects in managing money:

	Teaching Techniques for Parents About Money
	Your Child is a Target for Creative Marketers
	Love and Money Make for a Blissful Marriage
	To Teach or not to Teach your Kids about Money
	Creating Family Wealth Legacy
	Knowing your "Needs" and "Wants"
	Sample "Needs" and "Wants" Activity Worksheet
	The Power of Money
	What are the psychological influences and social challenges for students to be Smart Money-Users these days?


I really enjoyed our private coaching session. What started as something I was wary of turned into a mind-opening experience. It was scary at first, because I was "forced" to think about financial matters, which I have conveniently pushed to the back of my mind; things that secretly I know I should take an interest in. Thank you for making me take that big step to take action and take control of my finances. It's something that everyone should do no matter what their status or position. There is no age limit. Ideally it should start with young people. Start the habit and keep at it. However, it is never too late to start. ~Azlina Hashim, Lawyer

Abacus for Money offers a unique way of helping people to plan for their personal financial future towards financial freedom. A Personal Financial Plan is a logical plan, but the person who owns the plan is not logical and lives an unpredictable life. Therefore, we teach people behavioural psychology, money skills and practical strategies that they don't learn in school, at work or at home, in order to take charge of their personal financial future.

Carol Yip - recognised by
The Malaysian Women's Weekly 2008 Great Women of our Time Awards for Outstanding Career Achievements and Contribution to Society for the Finance and Commerce Sector.

SMART MONEY USER A Practical Money Book for Today's Young Adult Lifestyle by Carol Yip

From Carol Yip's Desk

Read recent news articles

Newspaper interview with Carol Yip and Gerard Louis of HELP University College.

"Deeper than Skin Deep — The Psychology of Financial Planning". This article outlines the challenges of the 6-step financial planning framework for financial planners when their clients do not always live a well-defined life.

“Making Clients Comfortable with You – The Psychology of Financial Planning”. This article outlines the financial planner’s interpersonal skills to understand client’s belief system, perception and expectations of the financial and non-financial considerations during the 1st meeting.

Listen to what Carol Yip has to say about one's emotional state of mind in relation to financial success in a recent TV interview.

Carol Yip has delivered keynote presentations for the following organisations:

»	Asia Business Forum in Hong Kong
»	Asia Business Forum in Singapore
»	Australian Universities International Alumni Convention 2008, Singapore
»	Business Network International Conference of Malaysia
»	Genome Institute of Singapore
»	HELP University of Malaysia
»	Japanese Association of Malaysia
»	Malaysia Monash Alumni
»	Maybank Conference in Malaysia
»	OXCEL Centre in Cambodia
»	Taylors' College of Malaysia
»	TGI in Malaysia, Singapore & Hong Kong
»	Women Institute of Management

Carol Yip is available for public speaking engagements at profit and non-profit organisations or conferences in Malaysia and other countries. Book Carol today!

Smart Money Kid - The fun & creative education program

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Learn money skills you need to achieve financial freedom!

Carol Yip's books are available in bookstores throughout Malaysia & Singapore!

Signature keynote topics and training programs:

Read articles written by Carol Yip

Abacus for Money offers a unique way of helping people to plan for their personal financial future towards financial freedom.

Read recent news articles

Carol Yip has delivered keynote presentations for the following organisations:

Abacus for Money offers a unique way of helping
people to plan for their personal financial future towards financial freedom.